So why these three banks? The fact that
these banks have been around for a long time, I also liked the fact that their
online banking features are also well established compared with other banks.
While my Unionbank serves as a link to my
Paypal and Odesk account, BDO keeps
tracks of my investments. On the other hand, my BPI account is where my salary
from my other local online jobs are deposited and this is also the account that
I have enrolled to pay my bills online.
The thing is that if you have several bank
accounts, it is important that you enroll them to online banking. This will
save you a lot of trouble in going to the nearest ATM to make balance inquiries.
This feature is so important for me as a freelancer because I have more control
over my accounts than before. For instance, I can keep track the money that
goes in and out of my account without going to the bank.
Another thing that makes online banking
great is that you can get good, if not excellent, customer service. I have time
and again badgered the customer representatives of these banks should I
encounter problems like lost passwords and such and they have somehow helped me
with my demise all the time.
Enrolling your bank accounts online is very
convenient. Imagine being overly excited to check your salary in an ATM only to find out
that it has not been deposited yet. That would be too depressing, wouldn’t it?
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